How to Budget for Your First Home: Tips on saving, estimating costs, and avoiding surprises

Buying your first home is an exciting milestone, but it can also feel overwhelming—especially when it comes to budgeting. From saving for a down payment to estimating closing costs, there are many moving pieces. Let’s break down the process so you can approach your home purchase with confidence and

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Prepping Your Home for Sale After 20 Years—Records, Receipts, and System Updates

Selling a home after two decades is more than a transaction—it's a major life change. Over the years, your house has seen birthdays, holidays, and plenty of updates. Now, as you prepare to pass it on, a little preparation can make all the difference for a smooth and successful sale. Know Your Major

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Capital Gains Explained—What Long-Term Homeowners Should Expect When Selling

After decades in your home, selling can feel like the end of an era—and the beginning of a new adventure. But before you pop the champagne, there’s one important financial detail to understand: capital gains. If you’ve built up a lot of equity over 20 years, here’s what you need to know about capita

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